Potentially strong fit
- DTC ecommerce or SaaS business
- At least 12 months of consistent revenue
- More than $100,000 in monthly revenue
- U.S.-incorporated with an active U.S. bank account
- Clear inventory, supplier, advertising or growth use
Bottom line
Purpose-built growth capital for established ecommerce and SaaS brands.
Clearco specializes in data-driven, non-dilutive capital for high-revenue DTC ecommerce and SaaS businesses.
Elite Funders assessment
Clearco is a distinctive fit for established digital brands that need inventory, supplier, advertising or channel-expansion capital without giving up equity.
Best forDTC ecommerce or SaaS business
Primary advantageEcommerce specialization
Best comparisonNet proceeds, payment structure and total cost
Other options to compare
- A general working-capital provider below $100K/month
- Bank line of credit for the strongest brands
- Purchase-order financing for confirmed orders
- Invoice factoring for B2B receivables
- Venture debt for larger funded technology companies
Current eligibility: Clearco's flagship pages currently require more than $100,000 in monthly revenue. Businesses below that level can compare broader options through Elite Funders.
Qualifications
Public guidance and approval considerations.
Current revenue fit$100K+ monthlyReviewed July 2026
History12+ monthsReviewed July 2026
ProductsFixed and rolling capacityReviewed July 2026
Payment styleCapped weeklyReviewed July 2026
Personal guaranteeNone advertisedReviewed July 2026
Blanket lienNone advertisedReviewed July 2026
| Topic | Guidance | Basis |
|---|---|---|
| Business type | Direct-to-consumer ecommerce and/or SaaS. | Public guidance |
| Revenue | Current flagship pages require more than $100,000 in monthly revenue. | Public guidance |
| Operating history | At least 12 months of consistent revenue. | Public guidance |
| Location | U.S.-incorporated business with an active U.S. business bank account. | Public guidance |
| Data connection | Bank, payment and commerce-platform data may be connected for review. | Public guidance |
| Documents | Business formation, identity and banking verification are generally required. | Public guidance |
Provider strengths
Why businesses choose Clearco.
Ecommerce specialization
Clearco's underwriting and use cases are designed around digital brands.
Fixed and rolling structures
Businesses may choose predictable one-time capacity or refreshing access.
Weekly-payment positioning
Current pages emphasize capped, predictable weekly payments.
No equity dilution
Clearco markets its capital without requiring founders to give up ownership.
Fast review
Applications may be reviewed in as little as 24 hours.
Repeat capacity
Rolling Funding can refresh as the business pays down utilized capital.
Funding products
Potential structures and business uses.
Fixed Funding Capacity
A defined available amount for planned campaigns, inventory or supplier needs.
Rolling Funding Capacity
Ongoing capacity that refreshes as payments are made.
Cash Advance
Flexible capital deployed against approved capacity.
Invoice Funding
Funding designed to accelerate eligible supplier or invoice-related cash flow.
InventorySupplier paymentsAdvertisingProduct launchesRetail expansionSeasonal demandChannel expansionInvoice timing
How it works
A structured business-funding process.
Connect
Connect bank and commerce accounts
Clearco
Clearco reviews revenue and business performance
Select
Select fixed or rolling funding capacity
Review
Review the weekly payment and total cost
Draw
Draw and deploy capital through the platform
Provider details
Clearco funding structures
Defined capacity for a planned launch, inventory purchase or campaign
Ongoing access that refreshes as utilized capital is repaid
Flexible growth capital deployed from approved capacity
Capital aligned to approved supplier or invoice needs
Compare your approval
Focus on the complete financing structure.
Offer-comparison checklist
- Gross approved amount and actual net proceeds
- Total repayment or total payback
- Payment amount, frequency and estimated count
- Any origination or administrative deductions
- Early-payment or prepayment terms
- Guarantee, collateral or UCC requirements
- Renewal, redraw or additional-capital rules
- Total payment burden after existing obligations
Illustrative weekly-capacity estimator
Illustrative total repayment$275,000
Illustrative weekly payment$12,500
Payment as % of monthly revenue21.7%
Illustrative fixed cost$25,000
Calculators are educational illustrations only and do not represent a quote, approval, APR or guaranteed term from Clearco or Elite Funders.
Frequently asked questions
What business owners commonly want to know.
Current flagship pages state that businesses must generate more than $100,000 in monthly revenue.
Clearco currently focuses on direct-to-consumer ecommerce and SaaS businesses with consistent revenue history.
Current Clearco pages emphasize predictable capped weekly payments over estimated four-, five- or six-month options.
Current marketing states that Clearco does not require personal guarantees or blanket liens. The final agreement controls.
Clearco's current pages indicate that lower-revenue businesses may be introduced to another provider. Elite Funders can also compare broader options.
Official research record
This profile uses current provider pages and neutral public records to explain product fit, qualifications and the application process. Final approval documents control all transaction-specific terms.