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Merchant Cash Advance Working Capital Loans Business Line of Credit
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Business Term Loans Equipment Financing SBA Loans
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Restaurant & Food Retail Food Trucks Nightclubs & Bars Pharmacies
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Construction Roofing Plumbing & HVAC Electrical Pest Control
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Trucking Gas Stations Home Health Agencies Amazon Sellers eCommerce → View All 45 Industries
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4.9 on Trustpilot  ·  600+ Verified Reviews →
$10K–$5M · Same-Day Decisions
AI-assisted funding marketplace  ·  human-reviewed packages

Business funding
matched to your
cash flow.

One application. Smart bank-statement review. Lender matching. Human guidance — so you only see funding paths your file can actually support. Free to apply. No hard credit pull.

Apply Now — Free Check Funding Fit
No traditional bank loan required
No Hard Credit Pull
Free to Apply
4.9 / 5  600+ verified Trustpilot reviews →
Funding Review Example  ·  (illustrative)
Routed & Funded
$250,000
Meridian Restaurant Group LLC
Primary pathTerm Loan
Bank reviewClean cash flow
Review time4 Hours
Lender match score96%
$250M+
Capital Deployed
3,000+
Businesses Funded
45
Industries Served
24–72hr
Typical Funding Window
Our Process

How we match your business to the right funding path

Every file goes through four stages before we recommend a funding path. No guesswork — real underwriting signals and lender criteria.

1
Analyze cash flow
We review deposits, average daily balance, NSF activity, negative days, MCA positions, and revenue trend.
2
Identify product fit
Your profile is evaluated across MCA, working capital, term loan, SBA, LOC, equipment, and specialty paths.
3
Match to lender criteria
We match to lenders whose criteria fit your business profile, credit range, timing, and document package.
4
Human review
A funding specialist reviews the package before presenting realistic next steps — not automated pre-approvals.
Bank-Statement Intelligence

What we review in your bank statements

Funding decisions usually start with bank activity. We organize the signals lenders care about before your file is matched — so you’re routed only to lenders your data can support.

What we review
Average monthly deposits Average daily balance NSF activity Negative balance days MCA & stacking signals Revenue trend Deposit consistency Review flags & missing items
Signal review example
Avg monthly deposits
Strong
Average daily balance
Strong
NSF events (90 days): 1
Clean
Negative balance days: 4
Review
Active MCA positions: 2
Flag
Revenue trend (3-mo): +12%
Growth
Ready to see your file review?
Apply and upload your last 3 months of bank statements. We analyze the signals and route your file to the right product and lender before presenting any offer.
Apply and upload statements
No hard credit pull to apply. Applying does not guarantee approval or funding. Actual offers determined by lender underwriting.
Funding Products

Capital Matched to
Your Business Profile

We match you with the right product — not just what's available. From same-day working capital to 25-year SBA programs, every stage is covered.

Merchant Cash Advance
Advance against future receivables with flexible repayment tied to daily revenue. No collateral required.
Up to $2,000,000
Speed Same Day
Revenue-Based Financing
Repay as a percentage of monthly revenue. Payments flex with your business — ideal for seasonal operators.
Up to $5,000,000
Funded in 1–3 Business Days
Business Term Loans
Fixed monthly payments at competitive rates up to 5 years. Ideal for planned growth or equipment.
Up to $5,000,000
Rates from 6.9% APR
SBA Loans
Government-backed financing with the lowest available rates. 7(a), 504, and Express programs.
Up to $5,000,000
Terms up to 25 Years
Business Line of Credit
Revolving credit on demand. Repay and draw again. Only pay interest on what you use.
Up to $500,000
Funded in 24–48 Hours
Not Sure Which Fits?
Talk to a specialist. We'll identify the right product and the best lenders for your specific profile — no cost.
See If I Qualify
Recent Funding Snapshot

Real funding, real businesses, real timelines.

Illustrative deal compositions across our typical client base — anonymized to protect borrower privacy. Actual outcomes vary based on creditworthiness, industry, and market conditions.

Equipment Financing Q4 2025
$340,000
HVAC contractor, Florida
Term
60 months
Time to fund
11 days
SBA 7(a) Loan Q4 2025
$1.2M
Healthcare practice acquisition
Term
10 years
Time to fund
38 days
Working Capital Q1 2026
$85,000
Restaurant group, multi-location
Term
18 months
Time to fund
24 hours
Line of Credit Q1 2026
$250,000
E-commerce brand, Series-A backed
Type
Revolving
Time to fund
5 days
Term Loan Q1 2026
$475,000
Manufacturing expansion, Midwest
Term
5 years
Time to fund
14 days
Invoice Factoring Q1 2026
$180,000
Trucking & logistics, Texas
Type
Recourse
Advance rate
88%

Examples shown are anonymized illustrative composites of typical funding scenarios; specific dates, amounts, and details have been adjusted to protect borrower privacy. Outcomes vary by qualification.

Browse our lender directory
The Process

Funded in as Little as 24 Hours

We've eliminated the friction. Apply in minutes, get matched instantly, receive your funds.

1
Apply in Minutes

Fill out our streamlined form — 3 months of bank statements and your funding goal. No lengthy paperwork. Takes about 3 minutes.

2
We Match & Submit

Our underwriting team submits to the lenders in our 70+ network most likely to offer you the strongest terms — at no cost.

3
Receive Your Funds

Review your offer, sign digitally, and funds wire directly to your business account — typically within 24 hours of approval.

Client Reviews

Real Businesses. Real Results.

Trustpilot Score
4.9
600+ verified reviews
All reviews independently verified
Submitted by funded business owners only
“
Verified Funded Deal
Trustpilot

"We had been turned down by two banks. Elite Funders secured us $180,000 within 48 hours. The process was seamless and their team was with us at every step."

MR
Marcus R.
Miami Roofing Solutions · $180K Funded
“
Verified Funded Deal
Trustpilot

"They shopped my deal across their entire network and came back with three separate offers the same morning. I chose the best terms and funded in 24 hours. Exceptional service."

JS
Jennifer S.
Coastal Salon Group · $95K Funded
“
Verified Funded Deal
Trustpilot

"This is our third funding through Elite Funders. Each time they have improved on the previous deal. The lifetime relationship model is not marketing — they actually deliver."

DA
David A.
Apex Logistics · $340K · 3× Client
Read all 600+ verified reviews on Trustpilot →
Ready to Get Started?

70 Lenders.
One Application. Your Best Deal.

Takes 3 minutes to apply. Get your best offer from 70+ competing lenders — decisions typically within hours, not days.

Apply Now — Free Call (888) 896-5559
No hard credit pull to apply Decisions in hours, not weeks Programs from $10K to $5M