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Business Term Loans

Fixed monthly payments at competitive rates, up to 5 years. Predictable cost structure for planned growth, equipment acquisition, or major capital investments.

How It Works

Fixed Payments,
Predictable Growth

A business term loan provides a lump-sum disbursement repaid on a fixed monthly schedule. You know your exact payment and payoff date from day one — the right structure for equipment, expansion, acquisitions, or any investment with a defined return timeline.

Who Qualifies?

  • 1+ year in business
  • $50,000+ in average monthly revenue
  • 600+ personal credit score
  • Clean banking history — no NSFs
  • Positive net operating cash flow
Best For
Established businesses with planned capital needs
Term loans are best for businesses that have a specific, planned use of capital with a defined ROI — equipment purchases, facility renovations, hiring ramps, or working capital lines for larger operations.
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Product Specifications
Funding Amount$50,000 – $5,000,000
Interest RateFrom 6.9% APR
Term Length6 Months – 5 Years
RepaymentFixed Monthly Payment
Funding Speed1 – 5 Business Days
Min. Credit Score600+
Min. Time in Business12 Months
CollateralMay Be Required
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Compare to Other Funding Options

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