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Business Line of Credit

Revolving credit you draw on demand, repay, and draw again. Only pay interest on what you actually use — the most flexible capital tool for managing cash flow.

How It Works

A Financial Safety Net
That Always Reloads

A business line of credit grants you an approved credit limit you can draw from at any time. You only pay interest on what you borrow. As you repay, your available credit replenishes automatically — giving you a permanent, on-demand capital facility for any opportunity or unexpected need.

Who Qualifies?

  • 1+ year in business
  • $10,000+ in average monthly deposits
  • 560+ personal credit score
  • Active business checking account
  • No open federal tax liens
Best For
Businesses needing ongoing, flexible working capital
A line of credit works best when you need capital on standby — not a one-time lump sum. Contractors bridging invoice gaps, retailers buying inventory, or service businesses managing seasonal payroll are ideal candidates.
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Product Specifications
Credit Limit$10,000 – $500,000
Interest RateFrom 14% APR
Draw PeriodRevolving / Ongoing
Funding Speed24 – 48 Hours
RepaymentWeekly or Monthly
Min. Credit Score560+
Min. Time in Business12 Months
Collateral RequiredNone
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