How fast can a dental practice get funded?
Same-day to 48-hour funding is available for dental practices that meet basic qualifications.
Can a new dental practice (startup) get funded?
Startups under 12 months face limited options. Strong personal credit and an existing patient base improve the odds of approval.
Does my collections amount or revenue qualify me?
We look at your gross monthly collections deposited to your business bank account. Most dental practices with $30,000 or more in monthly collections qualify for initial programs.
Can a DSO (dental support organization) get funding?
Yes. DSOs and multi-location dental groups qualify with consolidated financials. Larger facilities with multiple operatories typically access higher funding amounts.
Will my patients know I am financing equipment?
No. Practice financing is an entirely private business transaction between you and the lender. Your patients are not involved or notified.
Can I use funding to refinance existing dental practice debt?
Yes. Debt consolidation and refinancing of existing practice loans is a common use of dental practice capital. We can often consolidate multiple positions into a single, more manageable payment.
What credit score do I need?
We work with dental professionals with scores starting at 500 FICO. Scores of 620+ access the most competitive rates and terms. Strong practice revenue can offset lower credit scores.
Is funding available for orthodontic and specialty practices?
Yes. Orthodontic, periodontic, endodontic, oral surgery, and pediatric dental practices all qualify using the same criteria as general dentistry practices.
Can I finance dental software like Dentrix or Eaglesoft?
Yes. Technology and software implementations are eligible uses of funds, including practice management systems, patient communication platforms, and imaging software licenses.
What is the application process?
Submit a 3-minute application online. Provide 3 months of business bank statements. A funding specialist contacts you within 1 business hour with next steps.