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Merchant Cash Advance

Advance against future receivables with flexible repayment tied to your daily revenue. Fast funding, no collateral, all credit profiles considered.

How It Works

Revenue-Based Repayment,
Not Rigid Loan Payments

An MCA is a purchase of your future business receivables. We advance capital today, and a fixed percentage of your daily deposits remits until the balance is cleared. When business is strong you pay faster — slower periods mean smaller payments, automatically.

Who Qualifies?

  • 6+ months in business
  • $15,000+ in average monthly revenue
  • Active business checking account
  • No open bankruptcies
  • All industries and credit profiles considered
Best For
Businesses needing fast, flexible capital
MCAs work best for businesses with daily card or ACH revenue — restaurants, retail, auto services, medical practices. No fixed monthly payment; repayment tracks your actual revenue.
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Product Specifications
Funding Amount$10,000 – $2,000,000
Term Length3 – 18 Months
RepaymentDaily or Weekly ACH
Funding SpeedSame Day – 48 Hours
Min. Monthly Revenue$15,000
Min. Time in Business6 Months
Credit RequirementsAll Profiles Considered
Collateral RequiredNone
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No cost to apply. No obligation to accept. Decisions typically within hours.

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