Why credit repair firms make strong funding partners
You already have what most referral partners lack: trust and timing. Your clients come to you because they're working toward a financial goal, and a meaningful share of them run businesses — contractors, truckers, salon owners, e-commerce sellers. When their business needs working capital, you're often the first professional they mention it to.
Business funding is also underwritten differently than the consumer credit your clients worry about. Revenue-based products weigh business cash flow — monthly deposits and bank statement health — more heavily than the owner's personal score, so a client mid-way through credit repair may still qualify for business capital today. And for your strong-credit graduates, the network covers term loans, SBA structures, and lines of credit, so no one gets forced into a product that doesn't fit. Requirements vary by lender and product.
The economics, plainly
Honest numbers, no inflation.
What you're paid
Referral partners are paid per funded deal. Payout varies by product and deal size — ask for the current referral schedule when you apply. Commissions are tracked deal-by-deal in the partner portal, and renewals on your referred accounts stay credited to you.
If your volume grows and you want broker-level economics (full ISO partners earn 6–12 points on eligible funded revenue-based transactions, varying by product, deal size, and partner type), you can graduate into the ISO Program.
What it costs
Nothing. There's no fee to join, no fee to refer, and it's $0 for your client to apply — applying doesn't obligate them to accept an offer.
The real cost is reputational, so here's the honest part: not every referral funds. Clients with very low deposits, heavy existing positions, or very young businesses may not qualify for anything worth taking. We'll tell you and them straight rather than push a bad product.
How it works
Apply to partner
Short application. Once approved you get portal access and a referral path for your clients.
Refer a client
Send the client's business our way — a warm intro or a tracked application link. They complete a free application with recent bank statements.
We work the file
The file is matched across a network of funding partners for the products it fits — revenue-based, term, SBA, line of credit, equipment. Your client deals with one closer, not a call-center rotation.
Track everything
Portal shows each referral's status from application to funding. Honest statuses — if a file stalls, you see that too.
Get paid on funded deals
Payout per funded deal, per the referral schedule. Renewals credit back to you.
Reviewed August 2026 — some programs can fund in as little as 24 hours for qualifying files; timing varies by lender, product, and file completeness.
Your client relationship is protected
Two commitments, in the partner agreement — not just on this page.
Your referrals stay your accounts
Every referral is tagged to your partnership in the portal. We don't market other services to your clients, and renewals on their funding credit back to you.
No automated outreach to your clients
Your client hears from a human closer about their actual file — no drip campaigns, no list-blasting. You control how the introduction happens.
Referral vs. ISO vs. CPA: which model fits?
| Referral Partner (this page) | Full ISO Partner | CPA Program | |
|---|---|---|---|
| Best for | Credit repair firms, consultants, anyone with client trust and no funding infrastructure | Brokers who package files and want maximum economics | Accountants referring their business clients |
| Your work per deal | Make the introduction | Collect docs, package, submit | Make the introduction |
| Economics | Paid per funded deal; varies by product and size | 6–12 points on eligible funded revenue-based transactions; varies | Paid per funded deal; varies by product and size |
| License / setup | None required to start; state rules vary — see FAQs | Partner agreement; state broker rules may apply | None required to start |
| Learn more | You're here | ISO Program | CPA Program |
Credit repair partner FAQs
Does referring business funding conflict with credit repair regulations?
My client's personal credit is still low. Can they qualify?
What does my client pay to apply?
How and when do I get paid?
Can I white-label or co-brand this?
What if my client is better suited to an SBA or term loan than an advance?
Turn client trust into a second revenue stream.
Apply in minutes. If it's not a fit, we'll tell you that too.