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Referral Partner Program

Refer businesses.
Earn up to 4% when they fund.

Elite Funders referral partners earn up to 4% of the initial funded amount on eligible Working Capital, MCA and revenue-based financing referrals, and 1% on eligible Business Term Loan, SBA, Equipment Financing and Business Line of Credit referrals. There is no maximum commission cap.

Published rates — no negotiation required No payout cap on funded referrals Live portal tracking on every referral
up to 4%
Working Capital / MCA / RBF
of initial funded amount
1%
Business Term Loan
of initial funded amount
1%
SBA Loan
of initial funded amount
1%
Equipment Financing
of initial funded amount
1%
Line of Credit
of initial funded amount
Clear commissions. No guessing.

Commission Schedule

Most programs say “competitive commissions.” We publish ours. Your commission applies to your referral’s initial eligible funded transaction.

Funding productYour commissionBasis
Working Capital / MCA / RBFExact rate determined by transaction economicsUp to 4%Initial funded amount
Business Term Loan1%Initial funded amount
SBA LoanSubject to SBA fee-disclosure requirements1%Initial funded amount
Equipment Financing1%Initial funded amount
Business Line of Credit1%Initial funded amount
No maximum commission capInitial funding only — renewals not commissionableRates published — no negotiation required
Commission Calculator

See what a referral is worth

Your estimated commission — up to
$4,000
4.00% × $100,000 · Working Capital / RBF
Working Capital commissions are margin-adjusted based on transaction economics. Your commission is confirmed on each funded deal.
How It Works

Four steps from link to payout

1

Get your link

Sign the referral agreement and receive a unique tracking link + QR code in your partner portal.

2

Refer a business

Share your link. Every application is stamped to you automatically — you’ll see it in your portal within minutes.

3

Commission confirmed

Your commission is calculated from the funded transaction and confirmed to you.

4

Get paid

When the deal funds, your commission is earned and paid on schedule. Track every payout in your Earnings tab.

Two Ways to Partner

Referral partner or ISO — pick your lane

Send introductions and let us do the rest, or actively broker deals with full renewal economics.

ISO / Broker

You work the deal

Up to 12 pts on revenue-based deals
  • Submit & package deals through the ISO portal
  • Renewal economics on your book
  • Dedicated funding desk & 230-lender panel
  • White-label application funnel available
  • Full pipeline visibility & offer management
FAQ

Straight answers

How much does Elite Funders pay referral partners?

Up to 4% of the initial funded amount on eligible Working Capital, MCA and revenue-based financing referrals, and 1% on eligible Business Term Loan, SBA, Equipment Financing and Business Line of Credit referrals. There is no maximum commission cap. Example: a $100,000 Working Capital funding can pay up to $4,000; a $500,000 SBA loan pays $5,000.

Why “up to” 4% on Working Capital?

Working Capital commissions equal the lesser of 4% of the funded amount or 40% of Elite Funders’ transaction commission, so the payout scales with real deal economics.

Do referral partners earn commission on renewals?

No. Standard referral commissions apply to the client’s initial eligible funded transaction. Renewals, refinances, additional draws and subsequent financings do not generate additional referral commission unless expressly stated otherwise. ISO partners operate under separate economics that include renewals.

When and how do I get paid?

Commissions become earned when the referred transaction funds, subject to a 30-day clawback if the deal reverses. Payouts are tracked in your portal’s Earnings tab, with W-9 and payout-method setup completed once, in-portal.

What counts as my referral?

Any business that applies through your unique tracking link or QR code. Attribution is stamped automatically at application, and every referral — including ones that aren’t a fit — is visible in your portal in real time.

Start earning on your next introduction

Published rates, live tracking, no caps. Get your referral link in minutes.

Become a Referral Partner