Can a business consultant get paid for referring clients to business funding?

Yes. Referral partner programs pay consultants per funded deal for introducing businesses that need capital. The funding desk handles qualification, matching, and closing; the consultant makes the introduction and tracks status in a partner portal. State rules vary — confirm your situation with counsel.

Does the consultant have to become a licensed broker?

Not to make referrals in most cases, though state commercial-financing rules vary and are changing. A referral partner makes introductions only; brokers who package and submit deals face growing registration requirements in states like Texas, Virginia, Connecticut, and Missouri.

What does it cost the client to apply?

Nothing. Applying is free and creates no obligation to accept an offer.

Business Funding Referrals for Consultants & Advisors

The process

How it works

Five steps, one of which is yours.

Apply to partner

Short application, $0 to join. Once approved you get portal access and a tracked referral path.

Make the introduction

Warm intro or tracked application link — your call on how it happens. Your client applies free, with recent bank statements.

The desk works the file

Matched across a network of funding partners for whatever structure fits — revenue-based, term, SBA, line of credit, equipment. One closer, not a rotation.

You watch it in the portal

Every referral's status from application to funding. Honest statuses — if a file stalls or doesn't qualify, you see that too.

Paid on funded deals

Per funded deal, per the referral schedule you get at signup. Renewals on your accounts stay credited to you.

Reviewed August 2026 — some programs can fund in as little as 24 hours for qualifying files; timing varies by lender, product, and file completeness.

Why it fits

Why this fits a consulting practice

Funding is already inside your engagements. The growth plan needs working capital. The turnaround needs breathing room. The equipment purchase is the bottleneck. Your client asks you — and today the honest answer is probably "talk to your bank," which ends the conversation for the half of them the bank won't serve.

A referral partnership gives you a better answer without changing your job. You're not underwriting, not selling a product, not attaching your name to one lender: files are matched to structure across a network — a strong-credit client goes toward term, SBA, or a line of credit, not forced into short-term capital to make a payout happen. And when a client doesn't qualify for anything worth taking, we say so — a straight "not now, here's why" protects your credibility better than a bad product ever could.

Economics

The economics, plainly

What you're paid

Referral partners are paid per funded deal; payout varies by product and deal size — you get the current schedule at signup, and deals are tracked in the portal. Renewals credit back to you.

Seeing fundable clients every week? The ISO model pays more (full ISO partners earn 6–12 points on eligible funded revenue-based transactions) in exchange for doing the deal work. You can graduate anytime; your accounts carry over.

What it costs — and the honest part

$0 to join, $0 to refer, $0 for your client to apply, no obligation to accept any offer, nothing owed on deals that don't fund.

The real cost is reputational, so: not every referral funds, and short-term products carry real costs your client will see plainly before signing. We'd rather lose a deal than surprise your client — that's what keeps your next referral safe.

Relationship protection

Your client relationship is protected — in writing

Your referrals stay your accounts

Every referral is tagged to your partnership in the portal. We don't market other services to your clients, and renewals on their funding credit back to you.

No automated outreach to your clients

Your client hears from a human closer about their actual file — no drip campaigns, no list-blasting. You control how the introduction happens and how present you stay.

Compare doors

Which partner door is yours?

	Consultant / Advisor (this page)	CPA Program	Credit Repair Firms	Full ISO
You are	Consultant, coach, fractional CFO, agency	Accountant / bookkeeper	Credit repair company	Broker or funding-focused seller
Work per deal	Make the introduction	Make the introduction	Make the introduction	Package and manage the file
Economics	Paid per funded deal	Paid per funded deal	Paid per funded deal	6–12 points, eligible funded revenue-based deals
Learn more	You're here	CPA Program	Credit Repair	ISO Program

Direct answers

Consultant partner FAQs

Can I get paid for referring clients to business funding?

Yes — per funded deal, per the referral schedule. You make the introduction; the desk handles qualification, matching, and closing. State rules vary and are changing, so confirm your own situation with counsel.

Do I need a broker license?

Not to make referrals in most cases. Brokers who package and submit deals face growing state registration requirements (Texas, Virginia, Connecticut, Missouri) — see the state tracker for orientation, and ask counsel about your specific setup.

Should I disclose the referral relationship to my client?

We think yes — transparency protects the trust that makes your referrals valuable, and depending on your profession and state it may be required. How you disclose is between you, your client, and your counsel.

What if my client has strong credit and wants a bank-style loan?

Then that's the direction the file goes — the network covers 14 funding products including term loans, SBA structures, and lines of credit. Nobody gets pushed into the wrong product to force a payout.

What does my client pay?

$0 to apply, no obligation to accept any offer, and every cost of an actual offer is shown before signing.

Can my firm refer as a company rather than me personally?

Yes — partnerships can be individual or firm-level. Set it up whichever way matches how you bill your own clients.

The next time a client asks about funding, have a real answer.

Apply in minutes. If the partnership isn't a fit for your practice, we'll tell you that too.

Apply to Partner

Your clients already ask you where to get funding. Start getting paid for the answer.