Capital for residential and commercial painting contractors. Scale your crew, buy materials for large jobs, and manage the cash flow gap between job start and customer payment.
Painting contractors have some of the lowest capital barriers to entry in the trades — which also means the most competition. The contractors who win in this market are those who can mobilize quickly for large bids, carry multiple crews on large commercial projects, and invest in the quality materials and training that justify premium pricing. All of these require working capital that outpaces payment cycles.
Residential painting is highly seasonal — spring and summer dominate, with October through February representing the slowest period in most markets. Commercial painting, government contracts, and property management relationships provide more year-round work but require larger job deposits, crew insurance, and bonding. Our programs are designed for painters at every stage — from two-person crews looking to scale to established commercial operations.